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Officially, French is the language of St. Martin and Dutch in ST. Maarten, but almost everyone speaks English, and many speak Spanish as well. French Creole and Papiamento, a Creole language of the Netherlands Antilles, is spoken here locally, especially in the southern parts of the island.

In St. Martin, the Euro is the local currency, and in St. Maarten it is the Antillean florin or guilder, but U.S. dollars are accepted everywhere. Banks are open Monday thru Friday 8:00AM to 1:00PM, with an additional hour on the French side Monday thru Thursday 2:00PM to 3:00PM and on the Dutch side, Friday 4:00PM to 5:00PM.

All visitors to St. Martin must possess a valid passport.